(NoB]AQ TEORIQ FINANSOWs - (NdROBOZINA l(B. (Na(B.s; (NkONSTANTINOWA `(B. (Nn(B.s; (NoKUNEWA l(B. (Np(B.s ((NmOSKWAs (N`nitis, 1995)